The listings featured on this site are from companies from which this site receives compensation. This influences where, how and in what order such listings appear on this site. Advertising Disclosure

Lendzi logo Get Rate Top

Lendzi Business Loans Review

Lendzi connects small business owners with a wide range of lending options through its network of 60+ vetted lenders. Offering products like business term loans, SBA loans, and equipment financing, Lendzi’s streamlined, no-impact application process ensures quick access to funding, even for those with less-than-perfect credit.

Lendzi pros and cons

Pros

  • Access to 60+ lenders, offering diverse loan options
  • No-cost, no-obligation application with no impact on credit score
  • Quick funding in as little as 24 hours
  • Accepts applicants with all credit histories, including poor or no credit

Cons

  • Requires detailed financial information to generate loan options
  • Loan terms and rates depend on the chosen lender
  • No direct lending; acts as a marketplace

View Products
DBA Lendzi

Lendzi highlights

Over $500 million raised for entrepreneurs across America

Network of 60+ vetted lending partners

Led by financial experts with 10+ years of experience in the lending space

Loan products from $5K to $5M


About Lendzi

Lendzi is a financial consulting firm dedicated to helping small businesses and individuals secure funding with minimal hassle. By connecting borrowers to a wide range of lenders through a streamlined application process, Lendzi eliminates common obstacles like hard credit inquiries and limited loan options. With a mission to support business owners at every stage, Lendzi has facilitated more than $500 million in funding for entrepreneurs across the U.S.

Lendzi business loan products

Business line of credit

  • Provides a flexible financial safety net for business expenses
  • Ideal for managing cash flow or unexpected costs

Business term loans

  • Offers long payment terms and helps build business credit
  • Suitable for various business purposes, including expansion or asset purchases

SBA loans

  • Government-backed loans with favorable terms
  • Designed for established businesses seeking significant funding

Equipment financing

  • Tailored for businesses needing to purchase or lease machinery or technology
  • Ensures smooth operations with minimal disruption

Merchant cash advance

  • Alternative to traditional loans, offering funding without high-interest borrowing
  • Payments tied to business sales

How to get a Lendzi loan

Minimum credit score: 550
Monthly revenue: $10K
️ Time in business: 12 months

What do I need to apply and get approved?

  • Basic personal and business information, including financial details
  • Eligibility is open to all credit histories (good, bad, or no credit)
  • Applicants must be U.S.-based and provide necessary supporting documentation

Steps to getting a Lendzi loan

  1. Fill Out One Simple Application:
    Submit basic financial and business information online to start.
  2. Compare Lending Options:
    Explore personalized loan options from Lendzi’s network of 60+ lenders.
  3. Secure Funding:
    Choose the loan that fits your needs and receive funding in as little as 24 hours.

The bottom line

Lendzi simplifies the lending process for business owners by providing access to a diverse network of lenders. With loan options ranging from SBA loans to equipment financing, Lendzi caters to businesses at all stages. Its user-friendly application process, quick funding, and acceptance of all credit profiles make it a standout choice for entrepreneurs looking to secure capital efficiently.

View Products
DBA Lendzi

Not ready to commit?

Find the loan product you need at a great price with side-by-side comparisons.
Best business loans

Want to compare more?
Back to company reviews

Frequently Asked Questions (FAQ)

The length of time you have to pay back a business loan, known as the loan term or repayment term, can vary widely depending on the type of loan, the lender's policies, and the terms you negotiate. A shorter term may result in higher monthly payments but less overall interest paid, while a longer term may offer lower monthly payments but potentially higher overall interest costs.
The total interest paid on a personal loan can vary significantly based on the interest rate and loan term. A higher interest rate or longer loan term will generally result in more interest paid over the life of the loan. Therefore, when considering a business loan, it's essential to shop around for the best interest rate and carefully evaluate the impact of the loan's terms on the total cost of borrowing.
Whether your credit score is good enough for a business loan depends on a few factors, including the lender's requirements, the type of loan you're applying for, and your specific credit score. Generally, the higher your credit score, the more likely you are to qualify for a business loan and secure favorable terms, such as a lower interest rate.